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YouTube Rolls Out PYUSD Payments for US Creators as Institutional Demand Accelerates

December 12, 2025
in Investing
YouTube Rolls Out PYUSD Payments for US Creators as Institutional Demand Accelerates

The post YouTube Rolls Out PYUSD Payments for US Creators as Institutional Demand Accelerates appeared first on Coinpedia Fintech News

YouTube has made a big shift by allowing U.S. creators to receive their earnings in PayPal’s PYUSD stablecoin. This option is already live, confirmed by PayPal’s crypto head, May Zabaneh, and a Google spokesperson. For creators, this simply means getting paid faster and with fewer banking delays. Many users welcomed the change, saying it makes the creator economy feel more global, especially for people who deal with slow or expensive international payments.

Institutions Warm Up to PYUSD

The YouTube update arrives just as large financial players are also showing confidence in PYUSD. State Street Investment Management and Galaxy Asset Management have revealed plans to launch the State Street Galaxy Onchain Liquidity Sweep Fund (SWEEP) in early 2026. PYUSD will be used as the settlement currency for the fund’s subscriptions and redemptions. This is a strong sign that stablecoins are being taken seriously within regulated finance, not just the crypto world.

PYUSD Market Cap Climbs to $3.9 Billion

PYUSD’s growing popularity is also clear from its rising market cap. At the beginning of the year, the stablecoin had around $500 million in value. Today, it has reached a new high of $3.9 billion. Data from DeFiLlama shows that most of this value sits on Ethereum, about $2.79 billion, which is up more than 36% in just one month. Solana holds around $1.04 billion. Smaller amounts are spread across Flow, Plume, Berachain, and Cardano. This shows PayPal is making sure PYUSD works across several blockchains instead of staying tied to one network.

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What Could Come Next for YouTube and Crypto?

Across the tech world, companies like PayPal, Klarna, Stripe, Meta, and now YouTube are all experimenting with stablecoins or crypto payment systems. These companies are trying to make payments cheaper, faster, and easier for users around the world. YouTube also hinted that more crypto-related features may be announced soon, possibly within the next week.

Right now, the PYUSD payout feature is one of the most practical uses of stablecoins on a major online platform. It shows that digital money is moving beyond trading and entering day-to-day online earnings, bringing millions of creators closer to on-chain payments, even if they’ve never used crypto before.

Community Cheers the move

One crypto user, xet, says this trend is bullish because more creators are starting to show interest in crypto. He points out that on platforms like Pump.fun, many creators barely go live a few times yet still manage to pull big amounts of money from traders,  even though overall on-chain trading activity is much lower than it was a year ago. With YouTube creators now able to get paid in stablecoins, he believes even more creators will step into the crypto space. And for them, earning in stablecoins makes the whole thing even more attractive.

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FAQs

What is PYUSD and how can YouTube creators use it?

PYUSD is PayPal’s stablecoin. U.S. YouTube creators can now receive earnings directly in PYUSD for faster, low-fee payouts.

Why is YouTube offering payments in PYUSD?

YouTube aims to speed up creator payouts, reduce banking delays, and make earnings accessible globally using stablecoins.

How does PYUSD impact creators earning online?

Creators can now get paid instantly in stablecoins, making cross-border payments easier and encouraging more crypto adoption.

Could YouTube expand more crypto features soon?

Yes, YouTube hinted at upcoming crypto tools, signaling more ways for creators to engage with digital currencies.

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